Business Description
We aim to deliver your loan within 24 hours thanks to our outstanding lending service. We are celebrating over 40 years of trading and most of our staff have over a decade of experience in our family-run business. Delivering a truly bespoke service to all of our Bristol-based clients is important to us, which is why you will have a regular point of contact from start to finish. To ensure that we trade properly and ethically, we visit every single applicant at their home to check that a doorstep loan is affordable, that it is the right product and that you fully understand what is involved in our doorstep loans.
Home Credit
The home credit industry is negatively labelled by many people due to the misconceptions that have been attached to it. However, what is not considered is the fact that, if used correctly, credit benefits the borrow, lender and the economy as a whole. At Bristol Finance, we understand what a valuable service home credit is to our customers and therefore we are a huge supporter of it. We know that our customers are intelligent enough to know whether or not it is a suitable option for them. Our advisers also go to great lengths to implement excellent business standards in our company. Too often, people who don’t even use our service mistakenly associate doorstep loans with negative images such as baseball bats and menace. However, the reality could not be further from the truth. Our agents tend to be mature women, working part-time, who assist our customers with all sorts of day-to-day problems, not just financial ones. They are considered to be the customer's friend, and it is thanks to the experience and quality of our agents that we are able to provide a valuable service which our customers repeatedly recognise, not only by transacting further business but also in recommending friends and family to transact business as well.
Is Home Credit Extortionate?
Definitely not, we do not charge excessive rates. We don’t deny that it may be cheaper to borrow from the bank, but it is illogical to compare high street credit charges to home credit charges. The reason for our higher charge is because we visit your property every week. If a bank manager did this, they would almost certainly charge extra too. A good analogy to represent this statement is a milkman who also offers a doorstep service - the cost of milk which is delivered to the home is considerably higher than it would be in a supermarket. Another comparison could be the difference in price between a bottle of lager in a supermarket or in the pub - twice as much, the explanation being that you are paying for a more personal service.
“Home Credit company Loans Carry Enormous Interest Charges” – Is This True?
APRs are an inadequate way to compare charges. APRs do not work on accounts which are less than 12-month durations. The most important thing to consider is the TOTAL cost of the credit - including setup fees, default charges, arrangement costs, payment protection charges, life cover and all the other 'add-ons' that other sectors charge. An APR of 300% DOES NOT MEAN that the customer will repay 3 times the amount of the loan! If you would like more information on how this works, please call our Bristol-based team today.
Call our Team In Bristol Today
If you’re based in Bristol or the surrounding areas of Avon and you require additional information on the services that we offer as a loan company and finance company, such as loans, doorstep loans, home collected loans, home credit, money advice, affordable loans and cash loans, please don’t hesitate to get in touch with our experienced team today. We’re always here to take your call, deal with any enquiries and answer any questions that you may have regarding the loans and other services that we provide as loan advisers in Bristol. Alternatively, you can take a look at our website to see a full overview of our loans and loan services, we’re sure that you’ll love what you find.
